Home Affordability Calculator

Find out how much home you can afford with our comprehensive analysis

Purchase Goals
Financial Info
Contact Info
Property & Credit
1

Property and Loan Info

Tell us about your home buying goals and preferences

The price range you're targeting for your home purchase

How much you plan to put down upfront

The maximum monthly payment you're comfortable with

The type of property you're looking to purchase

How many years you'd like to finance the loan

The zip code where you're looking to buy

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Alternative Calculator Version

Experience our progressive calculator - one question at a time for a more focused, less overwhelming experience

Purchase Calculator

Complete each field to calculate your home buying power

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What's your target purchase price?

Enter the approximate price of the home you want to buy

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Target Purchase Price
2

How much will you put down?

Your down payment amount

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Down Payment Amount
3

What loan term do you prefer?

The length of your mortgage in years

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Loan Term
4

What's your max comfortable monthly payment?

The highest monthly payment you're comfortable with

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Max Comfortable Payment
5

What type of property are you buying?

The type of property you're interested in

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Property Type
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What's the property ZIP code?

The ZIP code where you're buying

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ZIP Code
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Are you a first-time home buyer?

First-time buyers may qualify for special programs

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First Time Home Buyer
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Do you have a co-signer?

A co-signer can help you qualify for better terms

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Co-signer Status
9

Are you using down payment assistance?

Government or employer assistance programs

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Down Payment Assistance
10

Is this a unique property type?

Special or non-standard property types

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Unique Property Type
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Are you in certain professions?

Some professions qualify for special lending programs

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Professional Status
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Are you military or a veteran?

Veterans may qualify for VA loan benefits

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Military/Veteran Status
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How will you use this property?

Your intended occupancy affects loan terms

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Property Occupancy
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What's your credit score range?

Your credit score affects your interest rate

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Credit Score Range
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What's your monthly gross income?

Your total monthly income before taxes

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Monthly Gross Income
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What's your current monthly housing payment?

Your current rent or mortgage payment

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Current Housing Payment
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Contact Information

We'll use this to send your results

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Contact Information
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Get instant affordability analysis • See your qualification status • No impact to credit score

Annual Percentage Rate (APR): All quoted rates include the Annual Percentage Rate (APR) as required. If an interest rate is mentioned, the APR is disclosed with equal prominence.
The payment amount does not include taxes and insurance; the actual payment will be higher.
Down payment, repayment terms, and APR are disclosed as required by law. Please review your loan estimate for full details.
Equal Housing Lender
Daniel Dal Porto, President | Broker® | DRE License #01841866 | NMLS License #273255
Licensed by the California Department of Real Estate, DRE License #01841866.