Lower Payment Calculator
Set your payment reduction goal and get personalized rate tracking
Property and Loan Information
Tell us about your current property and mortgage to calculate your potential savings
Enter your home's current estimated market value
The amount you currently owe on your mortgage
Your current mortgage interest rate
The type of property you own
The type of mortgage you currently have
The zip code where your property is located
Alternative Calculator Version
Experience our progressive calculator - one question at a time for a more focused, less overwhelming experience
Refinance Calculator
Complete each field to see your potential refinance savings
What's your current property value?
The estimated current value of your home
What's your current loan balance?
The remaining balance on your current mortgage
What's your current interest rate?
The interest rate on your existing mortgage
What type of property is it?
The type of property you own
What type of loan do you currently have?
Your existing loan program type
What's your property ZIP code?
The ZIP code where your property is located
What's your minimum monthly savings goal?
The minimum you want to save each month to make refinancing worth it
What's your current monthly payment?
Your current principal and interest payment
How many years are left on your loan?
The remaining term on your current mortgage
What type of loan do you want?
The new loan program you're interested in
What's your credit score range?
Your current credit score affects your new interest rate
Contact Information
We'll use this to send your refinance analysis
Get instant refinance analysis • See your potential savings • No impact to credit score