Mortgage Term Shortening Calculator

Discover how much you could save by shortening your loan term

Property & Loan
Shorten Term Details
Borrower Info
Contact Info
1

Property and Loan Information

Tell us about your current property and mortgage to analyze term shortening options

Enter your home's current estimated market value

The amount you currently owe on your mortgage

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Your current mortgage interest rate

The type of property you own

The type of mortgage you currently have

The zip code where your property is located

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Alternative Calculator Version

Experience our progressive calculator - one question at a time for a more focused, less overwhelming experience

Shorten Term Calculator

Complete each field to see how much you can save with a shorter loan term

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1

What's your current property value?

The estimated current value of your home

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Current Property Value
2

What's your current loan balance?

The remaining balance on your current mortgage

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Current Loan Balance
3

What's your current interest rate?

The interest rate on your existing mortgage

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Current Interest Rate
4

How many years are left on your loan?

The remaining term on your current mortgage

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Years Left on Current Loan
5

What's your current monthly payment?

Your current principal and interest payment

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Current Monthly Payment
6

What type of property is it?

The type of property you own

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Property Type
7

What's your credit score range?

Your credit score affects your interest rate

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Credit Score Range
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What's your monthly gross income?

Your total monthly income before taxes

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Monthly Gross Income
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Contact Information

We'll use this to send your term shortening analysis

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Contact Information
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Get instant term shortening analysis • See your potential interest savings • No impact to credit score

Annual Percentage Rate (APR): All quoted rates include the Annual Percentage Rate (APR) as required. If an interest rate is mentioned, the APR is disclosed with equal prominence.
The payment amount does not include taxes and insurance; the actual payment will be higher.
Down payment, repayment terms, and APR are disclosed as required by law. Please review your loan estimate for full details.
Equal Housing Lender
Daniel Dal Porto, President | Broker® | DRE License #01841866 | NMLS License #273255
Licensed by the California Department of Real Estate, DRE License #01841866.