Unlock money from your mortgage — exactly when it matters most.
Track rates. Get alerts. Make smart moves worth thousands — in just one click.
No spam. No cold calls. No data selling. Just rate tracking that works — on your terms.
How RateTracker Works
Our intelligent rate tracking system makes it simple to optimize your mortgage timing without the stress of constant monitoring.
Set Your Target
Tell us your goal: lower payment, cash out, or new purchase. Set your ideal rate target.
We Track 24/7
Our AI monitors rates from 50+ lenders around the clock, analyzing when your target becomes available.
Get Notified
The moment your target rate hits, we send you an instant alert with next steps to lock it in.
Close & Save
Work with us to finalize your mortgage to start saving or get cash immediately.
How RateTracker Helps You Capture Every Dollar
Most homeowners miss out. You won't.
Time-Consuming Rate Monitoring
The Problem
Nobody has time to constantly check mortgage rates, research lenders, and calculate potential savings
Our Solution
Simply set your target rate once, and we'll monitor the market 24/7. You'll only hear from us when there's real money to be saved
Missed Opportunities
The Problem
By the time most people realize rates have dropped significantly, they've already missed out on months of potential savings
Our Solution
Our real-time monitoring alerts you the moment rates hit your target, ensuring you never miss an opportunity to save
Predatory Marketing & Spam
The Problem
Searching for rates online triggers an avalanche of unwanted calls, emails, and aggressive sales tactics from multiple lenders
Our Solution
Work with real humans who respect your privacy. No spam, no sales calls - just personalized notifications when genuine savings opportunities arise
Complex Financial Decisions
We combine AI-powered analysis with human expertise to do all the math for you. Our alerts only come when the savings are substantial enough to justify a rate reduction
Overwhelming Process
Our human experts, backed by smart technology, handle the complexities. You get clear, actionable guidance and support throughout the entire process
The RateTracker Difference
We're not just another automated system - we're real people using advanced technology to make mortgage savings effortless for you. Our unique approach combines:
Human Expertise
Real mortgage professionals reviewing your opportunities
Smart Technology
AI-powered rate monitoring and analysis
Respect for Privacy
No spam, no unwanted calls, no harassment
Genuine Savings Focus
We only reach out when there's meaningful money to be saved
What homeowners are saying
Join thousands of satisfied homeowners who've discovered significant savings through our intelligent rate monitoring service.
Track to Save, Not Track to Stress
We've helped thousands of homeowners save money on their mortgages, and we can help you too.
Talk to us"RateTracker literally took our requirements and quite literally ran with them. To anyone reading this - I can't recommend RateTracker enough, your savings goals will be met exceptionally well, and you will be delighted with the end result."